Financial planner Ken Lobins – Financial Advisor, Ameriprise Financial Services, LLC 13890 Bishops Dr Ste 200, Brookfield, WI 53005

Services Offered

• Retirement Planning
• Investment Management
• Budgeting and Cash Flow Management
• Tax-efficient Investment Strategies
• Estate Planning

How Engagements Work

During your first consultation, you will discuss your financial goals, current situation, and any concerns you may have. Ken will assess your needs and propose a tailored plan that aligns with your objectives. Regular follow-ups and updates will ensure your financial plan remains relevant as your life circumstances change.

What Documents to Bring

When meeting with Ken, it's helpful to bring:

• Recent bank statements
• Investment account statements
• Retirement account details
• Insurance policies
• Any existing financial plans or documents

FAQs

What is a financial planner?
A financial planner helps individuals and businesses create strategies to manage their finances and achieve their financial goals.

How can I benefit from financial planning?
Financial planning can help you set clear financial goals, manage your assets wisely, and prepare for future expenses like retirement or education.

What is the typical fee structure for financial planning?
Fees can vary; some planners charge hourly, while others work on a flat fee or a percentage of assets managed. Always ask about fees upfront.

How often should I meet with my financial planner?
It is recommended to meet at least annually, or more frequently if your financial situation changes significantly.

What should I expect in my first meeting?
Your first meeting will typically involve discussing your financial history, goals, and priorities, allowing your planner to tailor advice specifically for you.

Can I have a financial plan without investing?
Yes, a financial plan can encompass budgeting, debt management, and savings strategies, even if you are not currently investing.

Is financial planning only for the wealthy?
No, financial planning is beneficial for individuals at all income levels, as it helps create a roadmap for financial stability and growth.

How do I know if I need a financial planner?
If you have complex financial situations, are planning for retirement, or simply want to take control of your finances, a financial planner can provide valuable assistance.