Real estate agent Arlene Cohen NP Dodge Real Estate 501 N 148th St, Omaha, NE 68154

Welcome to the office of Arlene Cohen at NP Dodge Real Estate, located at 501 N 148th St, Omaha, NE. While Arlene specializes in real estate, she also understands the importance of insurance in the home buying process. She can guide you in understanding how insurance can protect your investment. If you're looking to buy or sell a property in Omaha, or need insights about insurance coverage options related to real estate, feel free to call (402) 598-7916 or visit her website for more information.

Understanding Insurance in Real Estate

When navigating the real estate market, it's crucial to consider various insurance options to protect your investment. Here are some key points to keep in mind:

• Homeowners Insurance: Provides coverage for your home and personal property against events such as theft, fire, or natural disasters.
• Title Insurance: Protects against losses due to defects in the title of the property, ensuring that you have clear ownership.
• Liability Insurance: Covers legal fees and damages if someone is injured on your property.

How to Get Started

When you're ready to buy or sell a property, Arlene Cohen can assist you in understanding the insurance requirements and options available. Make sure to gather the necessary documents related to the property, including any existing insurance policies, for a smoother process.

Frequently Asked Questions

Do I need insurance when buying a home? Yes, homeowners insurance is typically required by lenders to protect the property.

What does homeowners insurance cover? It usually covers your home, personal belongings, liability for injuries, and additional living expenses in case of a covered event.

What is title insurance? Title insurance protects you from financial loss due to defects in the title of the property.

How do I choose an insurance policy? Consider your needs, budget, and the coverage options available. Consulting with a professional can help.

Can I get insurance quotes online? Yes, many insurance providers offer online quotes for homeowners insurance.

What factors affect my insurance premium? Factors include the property's location, value, age, and your claims history.

Do I need insurance if I pay cash for a home? While not legally required, it's highly recommended to protect your investment.

How often should I review my insurance policy? It's a good idea to review your policy annually or after any major life changes.