OCC Rule Clarifying National Banks’ Authority to Charge Non-Interest Fees Takes Effect
A new OCC interim final rule clarifies that national banks may impose non-interest charges, including interchange fees tied to credit- and debit-card activity.
Community Banks
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CFPB Seeks Public Input on Changes Intended to Expand Access to Mortgage Credit
The Consumer Financial Protection Bureau opened a request for information on potential mortgage-credit regulatory changes, but has not adopted a new rule.
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Fed proposes higher thresholds for bank insider loans
The Federal Reserve would update Regulation O and raise several insider-loan thresholds, but the proposal is not final. Comments are due October 5, 2026.