Student-loan delinquencies rose again as household debt stayed near a record
Student-loan balances 90 or more days past due rose to 10.6% in Q2 as U.S. household debt stayed near a record and new repayment plans took effect.
Consumer Debt
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CFPB auto-loan dashboard shows 2.2 million December originations and fewer inquiries
The Consumer Financial Protection Bureau updated its Consumer Credit Trends dashboards on July 22, 2026, adding newer national data on borrowing and repayment patterns from a representative sample of credit records.
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Student loan defaults are rising after pandemic protections ended—what “default” means
AP reports a surge of federal student-loan borrowers entering default after pandemic protections ended. Here’s what “default” means for budgets.
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Student-loan repayment changes start July 1: RAP, Tiered Standard, autopay rate cut
July 1, 2026 is the date for new federal student-loan repayment plans—and a temporary 1% autopay interest-rate cut for eligible borrowers.