U.S. Credit-Card Balances Rise to $1.263 Trillion in Q2
New York Fed data show credit-card balances rose in the second quarter, while different delinquency measures point to stable new stress but lingering old debt.
Delinquency
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U.S. Household Debt Fell Slightly as Card, Auto Balances Rose
U.S. household debt dipped in the second quarter, but credit-card and auto-loan balances rose, exposing continued pressure in monthly budgets.
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Auto Credit Is Expanding Slightly, but Risk Remains Uneven
U.S. auto lending is edging higher, but debt growth and repayment stress remain concentrated among weaker-credit borrowers and nonprime portfolios.
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U.S. bankruptcy filings rose 12.2% in year ending June 30
Federal bankruptcy filings rose 12.2% over the year ending June 30, 2026, with most cases involving households as debt reached $18.8 trillion.