Mortgage lenders can now use VantageScore 4.0 for Fannie and Freddie loans
A federal policy change lets approved lenders use VantageScore 4.0 for eligible Fannie Mae and Freddie Mac loans, but it does not guarantee lower costs.
Fannie Mae
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Federal housing data show U.S. home prices still rising as mortgage-finance support expands
U.S. house prices rose 0.4% in August and 2.3% from a year earlier, while Fannie Mae reported $241 billion in housing-market funding during the first half of 2026.
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Average 30-year mortgage rate reaches 6.66%, highest level in a year
The national average 30-year mortgage rate rose for a fourth straight week, while home prices continued to increase in May, adding pressure to buyers and refinancers.
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FHFA proposes overhaul to Duty to Serve Underserved Markets—comments due July 24, 2026
United States Fresh Federal Documents and Draft Reports – FHFA proposes replacing its Duty to Serve rule for Fannie Mae and Freddie Mac. Comments due July 24, 2026.
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FHFA proposed Duty to Serve changes: comments due July 24, 2026
U.S. evening update: FHFA is accepting public comments on a proposed Duty to Serve rewrite affecting Fannie Mae and Freddie Mac through July 24, 2026.