FHA’s proposed partial-claim change could simplify some refinances
HUD is considering a voluntary five-year FHA demonstration that would replace some partial-claim liens with an agreement tied to the first mortgage.
HUD is considering a voluntary five-year FHA demonstration that would replace some partial-claim liens with an agreement tied to the first mortgage.
The U.S. Department of Housing and Urban Development has listed Mortgagee Letter 2026-08, a federal policy update concerning loss mitigation for FHA-insured mortgages. The available notice does not yet show the changes’ effective date, affected assistance options or borrower eligibility rules.
The U.S. Department of Housing and Urban Development has scheduled a sealed-bid sale of 14 federally held Section 232 commercial mortgage loans backed by 13 healthcare properties.
The Department of Housing and Urban Development says the changes could reduce administrative costs and expand flexibility for some FHA borrowers, but the announcement does not quantify how many buyers will benefit.