FHA Mortgage Changes: What Buyers Can Use Now and What Must Wait
FHA’s new private-well waiver is active for some existing homes, while rehabilitation and servicing rules changed. New credit scores must still wait.
FHA’s new private-well waiver is active for some existing homes, while rehabilitation and servicing rules changed. New credit scores must still wait.
A July 27 FHA waiver lets some existing well-water homes follow local distance rules instead of the federal standard, but testing and local approvals remain.
HUD’s FHA INFO 2026-15 (posted June 25) outlines a UAD 3.6 switch via its EAD portal, with limited beta testing now and optional/mandatory dates later.