FHA Mortgage Changes: What Buyers Can Use Now and What Must Wait
FHA’s new private-well waiver is active for some existing homes, while rehabilitation and servicing rules changed. New credit scores must still wait.
Homebuying
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Freddie Mac: 30-year mortgage rate rises to 6.58%—what higher costs mean
Freddie Mac’s PMMS for the week ending July 23 shows the 30-year fixed rate averaging 6.58%—up from 6.55—tightening affordability for buyers and refinancers.
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Portland City Council considers income-limit change for affordable home SDCs
Portland OR—City Council’s July 29 second reading would temporarily drop homebuyer income limits for affordable SDC homes, affecting about 700 unsold units.
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Freddie Mac PMMS: 30-year fixed averages 6.49% (week ending July 9)
Freddie Mac’s PMMS for the week ending July 9 shows the 30-year fixed averaging 6.49% (up from 6.43%)—plus the 15-year move and what to watch next.
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Freddie Mac mortgage rates edged lower again—30-year fixed averaged 6.43%
Freddie Mac’s PMMS for the week ending July 2, 2026 shows 30-year fixed at 6.43% (down from 6.49%) and 15-year at 5.79%.
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Port St. Lucie ranks No. 1 among midsize housing markets for buyers
ConsumerAffairs ranked Port St. Lucie the top midsize housing market for buyers, but monthly costs still hinge on taxes, insurance and HOA fees.
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Mortgage rates stay near 6.5% as summer homebuying rolls on
United States Housing and Mortgage Market – Freddie Mac’s 30-year benchmark was 6.49% on June 25, 2026, keeping summer buyers and refinancers under pressure. ([freddiemac.com](https://www.freddiemac.com/pmms))
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U.S. mortgage rates jump to 6.51%, squeezing peak-season buyers
Freddie Mac says the average 30-year mortgage rate rose to 6.51%, pushing monthly costs higher just as spring homebuying reaches its busiest stretch.