Census releases 2025 data on U.S. household finances
The Census Bureau’s 2025 Survey of Income and Program Participation adds updated national data on family finances, caregiving, education, health insurance, child care and food security.
Household Finances
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Federal Reserve: Credit-Card Borrowing Picked Up as Consumer Loan Costs Stayed High
Consumer-credit flows accelerated after a slower start to 2026, with the strongest increase in credit-card balances as auto-loan rates remained above 2019 levels.
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Census study finds child-care disruptions cost affected households an average 65.8 workdays
A U.S. Census Bureau working paper finds that child-care costs and access problems affected household finances and work decisions in 2024.
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Consumers Kept Spending in June as Saving Rate Fell to 2.7%
U.S. households increased inflation-adjusted spending in June, but slower income growth, lower saving and persistent inflation raised questions about resilience.
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Credit-card borrowing slowed in May as U.S. debt stayed high
Federal Reserve data show revolving credit contracted in May, while credit-card balances remained high and borrowing costs continued to pressure households.
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U.S. Shoppers Are Still Spending. The Next Retail-Sales Report Will Show Whether That Holds
June retail sales rose modestly, but gas prices, inflation and online promotions complicate the picture. July data arrive after the August 12 CPI report.
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Student-loan defaults surged as borrowers face new repayment rules
Federal data show about 9 million borrowers in default, while AP finds roughly 9.5 million. New plans offer options, but default risks remain.