Mortgage Rates Reach 6.66%, Adding Pressure to U.S. Home Affordability
The average U.S. 30-year mortgage rate rose to 6.66% on July 30, raising monthly borrowing costs and limiting purchasing power for some buyers.
Housing Affordability
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Watsonville renters face an $81.04 wage in costliest U.S. market
Watsonville is part of the nation’s costliest rental market, where a full-time worker would need $81.04 an hour for a modest two-bedroom home.
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Freddie Mac: 30-year mortgage rate rises to 6.58%—what higher costs mean
Freddie Mac’s PMMS for the week ending July 23 shows the 30-year fixed rate averaging 6.58%—up from 6.55—tightening affordability for buyers and refinancers.
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Honolulu charter amendments finalized for November ballot: empty-homes tax
Honolulu HI – Hawaiʻi Public Radio says the Honolulu Charter Commission will send about 20 charter questions to voters Nov. 3, including a weakened empty-homes tax.
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DOJ seeks court approval of Willow Bridge consent decree on algorithmic rent coordination
DOJ proposed a Tunney Act settlement with Willow Bridge that would bar certain algorithm coordination and competitor data sharing while court approval is pending.
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June CPI shelter and rent cooled—why it may shift mortgage expectations
June CPI data showed smaller shelter inflation, including OER and rent of primary residence. Here’s what that could mean for mortgage-rate expectations.
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DOJ Proposes Tunney Act Decree on Willow Bridge Rental Pricing Data Use
DOJ’s proposed Tunney Act decree would restrict Willow Bridge’s use of competitors’ sensitive rental-pricing data and bar RealPage meeting participation.
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FHFA House Price Index: U.S. home values slip 0.1% in April, but stay up 2.0% year over year
FHFA reports April 2026 U.S. home prices down 0.1% month-to-month but up 2.0% year over year, after a March revision.
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Seattle Transit Measure renewal heads toward Council amendments—July 6 step
Seattle WA – City Council committee advances CB 121226, setting up a July 13 transit tax debate and competing amendment paths on safety access and affordability.
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Freddie Mac mortgage rates edged lower again—30-year fixed averaged 6.43%
Freddie Mac’s PMMS for the week ending July 2, 2026 shows 30-year fixed at 6.43% (down from 6.49%) and 15-year at 5.79%.
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Phoenix homeowners face a 2.79% primary-tax bump before June 17 hearing
Phoenix homeowners face a 2.79% rise in average primary property taxes, even as the rate dips slightly, with a public hearing set for June 17.