SBA Policy Lets Some Small Businesses Combine Loans Up to $10 Million
A July SBA policy change may let qualifying businesses combine 7(a) and 504 financing, but the 7(a) loan must be approved first and both programs’ rules apply.
Main Street Economy
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SBA Doubles 7(a)+504 Cap to $10 Million for Main Street Deals (July 4)
United States – SBA says qualifying borrowers can now combine 7(a) and 504 for up to $10M in SBA-backed financing, effective July 4, 2026, announced July 7.
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SBA clarifies $10m combined 7(a)+504 loan limit effective July 4
United States Small Business and Main Street Economy – Starting July 4, SBA clarifies how 7(a) and 504 maximum limits can be coordinated for up to $10m total financing.
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U.S. consumers kept spending in May, but inflation stayed sticky above 4%
United States Small Business and Main Street Economy – May spending rose 0.7% and the PCE price index was 4.1% higher than a year ago, keeping pressure on Main Street budgets and Fed watchers.
