New Fannie Mae, Freddie Mac Insurance Rules Change Roof and Condo Coverage
New Fannie Mae and Freddie Mac rules allow actual-cash-value roof coverage and higher condo deductibles, but owners may face larger bills after a loss.
Mortgages
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CFPB Updates National Consumer-Credit Dashboards With July 2026 Data
The Consumer Financial Protection Bureau updated its Consumer Credit Trends dashboards on July 22, providing a new national reference point for mortgage, credit-card and other household-credit markets.
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CFPB credit dashboards show stronger mortgage and credit-card originations in latest data
The Consumer Financial Protection Bureau updated its national consumer-credit dashboards on July 22, adding data on auto loans, credit cards, mortgages and student loans while cautioning that the information reflects records from one nationwide reporting agency.
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CFPB credit-card dashboard shows 8.6 million new cards and 15.6% annual growth
The Consumer Financial Protection Bureau has updated its national Consumer Credit Trends dashboards with data on credit originations, inquiries and borrower risk across four major lending markets.
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FHA Mortgage Changes: What Buyers Can Use Now and What Must Wait
FHA’s new private-well waiver is active for some existing homes, while rehabilitation and servicing rules changed. New credit scores must still wait.
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FHA Waiver Changes Well-Water Rules for Some Existing Homes
A July 27 FHA waiver lets some existing well-water homes follow local distance rules instead of the federal standard, but testing and local approvals remain.
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Three Fed dissents make near-term rate relief less certain
The Fed held rates at 3.5% to 3.75% on July 29, but three officials favored a hike, complicating the outlook for borrowers before September.
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Fed Holds Rates Steady as Three Officials Favor an Increase
The Federal Reserve held rates at 3.50% to 3.75%, but three officials wanted an increase as inflation stayed above the central bank’s 2% goal.
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More Americans Are Applying for Credit, but Rejections Rose Slightly in June
New York Fed data show more Americans sought credit in June, while reported rejections edged up and 34% said they might need $2,000 for an emergency.