Federal student-loan changes take effect July 1
New federal student-loan repayment options, borrowing limits and an automatic-payment interest reduction began taking effect July 1, 2026.
repayment plans
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New federal student-loan plans and Workforce Pell take effect nationwide
New repayment options for federal student-loan borrowers and a pathway for short-term workforce programs to seek Pell Grant eligibility began July 1, 2026.