SBA’s July 4 guidance lets some firms stack 7(a) + 504 loans up to $10M
Effective July 4, 2026, SBA Policy Notice 5000-879058 clarifies how outstanding 7(a) balances affect 504 limits—plus the 7(a)-first sequencing.
SBA 504 loans
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SBA clarifies $10m combined 7(a)+504 loan limit effective July 4
United States Small Business and Main Street Economy – Starting July 4, SBA clarifies how 7(a) and 504 maximum limits can be coordinated for up to $10m total financing.