Federal Reserve: Credit-Card Borrowing Picked Up as Consumer Loan Costs Stayed High
Consumer-credit flows accelerated after a slower start to 2026, with the strongest increase in credit-card balances as auto-loan rates remained above 2019 levels.
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Federal data show rising credit stress among households struggling to get by
A Federal Reserve survey and updated CFPB credit dashboards show higher credit-card balances, payment difficulty and affordability pressures across U.S. households.