Federal Reserve: Credit-Card Borrowing Picked Up as Consumer Loan Costs Stayed High
Consumer-credit flows accelerated after a slower start to 2026, with the strongest increase in credit-card balances as auto-loan rates remained above 2019 levels.
Credit Cards
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Federal data show rising credit stress among households struggling to get by
A Federal Reserve survey and updated CFPB credit dashboards show higher credit-card balances, payment difficulty and affordability pressures across U.S. households.
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OCC Rule Clarifying National Banks’ Authority to Charge Non-Interest Fees Takes Effect
A new OCC interim final rule clarifies that national banks may impose non-interest charges, including interchange fees tied to credit- and debit-card activity.
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CFPB Updates National Consumer-Credit Dashboards With July 2026 Data
The Consumer Financial Protection Bureau updated its Consumer Credit Trends dashboards on July 22, providing a new national reference point for mortgage, credit-card and other household-credit markets.
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CFPB credit dashboards show stronger mortgage and credit-card originations in latest data
The Consumer Financial Protection Bureau updated its national consumer-credit dashboards on July 22, adding data on auto loans, credit cards, mortgages and student loans while cautioning that the information reflects records from one nationwide reporting agency.
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CFPB credit-card dashboard shows 8.6 million new cards and 15.6% annual growth
The Consumer Financial Protection Bureau has updated its national Consumer Credit Trends dashboards with data on credit originations, inquiries and borrower risk across four major lending markets.
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Household debt grew 2.6% as CFPB dashboards showed stronger mortgage and card originations
New federal dashboards show recent changes in credit-card originations and inquiries as Federal Reserve data show household debt rose in early 2026.
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Fed says credit-card balances are rising as borrowing costs stay high
Federal Reserve data show credit-card and auto-loan balances are picking up, while high interest rates and delinquency risks weigh more heavily on vulnerable households.
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More Americans Are Applying for Credit, but Rejections Rose Slightly in June
New York Fed data show more Americans sought credit in June, while reported rejections edged up and 34% said they might need $2,000 for an emergency.