Student-loan delinquencies rose again as household debt stayed near a record
Student-loan balances 90 or more days past due rose to 10.6% in Q2 as U.S. household debt stayed near a record and new repayment plans took effect.
Student-loan balances 90 or more days past due rose to 10.6% in Q2 as U.S. household debt stayed near a record and new repayment plans took effect.
A Federal Reserve survey and updated CFPB credit dashboards show higher credit-card balances, payment difficulty and affordability pressures across U.S. households.
A new Consumer Financial Protection Bureau report examines debt burdens among U.S. consumers connected to credit products, while the agency’s regulatory agenda remains active.
The Consumer Financial Protection Bureau updated its Consumer Credit Trends dashboards on July 22, providing a new national reference point for mortgage, credit-card and other household-credit markets.
The Consumer Financial Protection Bureau updated its national consumer-credit dashboards on July 22, adding data on auto loans, credit cards, mortgages and student loans while cautioning that the information reflects records from one nationwide reporting agency.
New federal dashboards show recent changes in credit-card originations and inquiries as Federal Reserve data show household debt rose in early 2026.
Federal Reserve data show credit-card and auto-loan balances are picking up, while high interest rates and delinquency risks weigh more heavily on vulnerable households.
Federal bankruptcy filings rose 12.2% over the year ending June 30, 2026, with most cases involving households as debt reached $18.8 trillion.
New York Fed data show more Americans sought credit in June, while reported rejections edged up and 34% said they might need $2,000 for an emergency.
South Korea lifted its benchmark rate to 2.75% as semiconductor-led growth strengthens, while inflation, housing prices and household debt pressure policymakers.
May’s PCE prices rose 0.4% and 4.1% year over year; the Fed reports household debt at $21.1T—two signals for tight monthly budgets.