New federal student-loan limits take effect for 2026-27
New federal rules now limit some graduate and Parent PLUS borrowing, end new Grad PLUS loans and create new repayment options for affected borrowers.
Student Loans
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Student-loan defaults surged as borrowers face new repayment rules
Federal data show about 9 million borrowers in default, while AP finds roughly 9.5 million. New plans offer options, but default risks remain.
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Nevada has one of the nation’s highest student-loan default rates. About 93,000 borrowers are more than 360 days behind
About 93,000 people living in Nevada are more than 360 days delinquent on federal student loans, owing more than $2 billion. Here is what default can mean and which federal options may help.
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House Panel Advances 10 Bills to Shift Education Programs to Other Agencies
A House committee advanced 10 bills that could move selected education programs to Labor, Treasury and HHS, but the proposals have not changed federal law.
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New Federal Loan Limits Are Now in Effect for Graduate Students and Parents
Federal loan limits changed July 1 for graduate students, professional programs and Parent PLUS borrowers. Some continuing students may keep older rules.
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Student loan defaults are rising after pandemic protections ended—what “default” means
AP reports a surge of federal student-loan borrowers entering default after pandemic protections ended. Here’s what “default” means for budgets.
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SAVE plan exit starts July 1: avoid default risk and confirm your next payment
If you were in the unlawful SAVE plan, servicers start July 1 notices—then you have 90 days to change plans and avoid 90+ day delinquency reporting.
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ED seeks comments on proposed IDR form changes (RAP option; due Aug. 7, 2026)
United States Education and Civil Rights Policy – ED/FSA seeks public comment on a proposed IDR Plan Request form update, due Aug. 7, 2026.
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Student loan repayment changes take effect July 1, 2026: What borrowers need to know now
New federal student-loan repayment options begin July 1, 2026. Here’s what to check on StudentAid.gov before your first payment updates.
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SAVE ends July 1: servicers’ 90-day notices and a June 30 PSLF court block
SAVE exits start July 1 for millions of federal borrowers: servicers will send notices with a 90-day deadline. A June 30 ruling blocks parts of PSLF reform.
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ED finalizes STATS and Earnings Accountability rules—what changes for student aid
ED’s final STATS/Earnings Accountability rule ties Direct Loan eligibility—and later Title IV/Pell—to program earnings. Key dates and appeals explained.
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Judge’s pause temporarily restores higher loan limits for nursing graduate programs
United States Education and Civil Rights Policy – A court pause has temporarily put nursing and other graduate programs back in the higher federal borrowing category.
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Two federal judges block PSLF overhaul before July 1
Two federal judges blocked the PSLF overhaul on June 30, keeping current borrower rules in place for now. ([apnews.com](https://apnews.com/article/5cbe13349bff45bea6ae5fc330d7b617))