Student loan defaults are rising after pandemic protections ended—what “default” means
AP reports a surge of federal student-loan borrowers entering default after pandemic protections ended. Here’s what “default” means for budgets.
Student Loans
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SAVE plan exit starts July 1: avoid default risk and confirm your next payment
If you were in the unlawful SAVE plan, servicers start July 1 notices—then you have 90 days to change plans and avoid 90+ day delinquency reporting.
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ED seeks comments on proposed IDR form changes (RAP option; due Aug. 7, 2026)
United States Education and Civil Rights Policy – ED/FSA seeks public comment on a proposed IDR Plan Request form update, due Aug. 7, 2026.
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Student loan repayment changes take effect July 1, 2026: What borrowers need to know now
New federal student-loan repayment options begin July 1, 2026. Here’s what to check on StudentAid.gov before your first payment updates.
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SAVE ends July 1: servicers’ 90-day notices and a June 30 PSLF court block
SAVE exits start July 1 for millions of federal borrowers: servicers will send notices with a 90-day deadline. A June 30 ruling blocks parts of PSLF reform.
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ED finalizes STATS and Earnings Accountability rules—what changes for student aid
ED’s final STATS/Earnings Accountability rule ties Direct Loan eligibility—and later Title IV/Pell—to program earnings. Key dates and appeals explained.
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Judge’s pause temporarily restores higher loan limits for nursing graduate programs
United States Education and Civil Rights Policy – A court pause has temporarily put nursing and other graduate programs back in the higher federal borrowing category.
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Two federal judges block PSLF overhaul before July 1
Two federal judges blocked the PSLF overhaul on June 30, keeping current borrower rules in place for now. ([apnews.com](https://apnews.com/article/5cbe13349bff45bea6ae5fc330d7b617))
