CFPB credit dashboards show stronger mortgage and credit-card originations in latest data
The Consumer Financial Protection Bureau’s July dashboard update showed mortgage and credit-card originations running well above year-earlier levels in the latest available data, while auto-loan growth was comparatively modest.
The dashboards are updated monthly, but their reference months differ. The latest headline origination snapshots are for December 2025, while inquiry measures extend into April 2026.
Mortgage originations increased 22.5%
The CFPB recorded 468,298 mortgages totaling $181.6 billion in December, up 22.5% by number from a year earlier. Mortgage inquiries were down 0.2% year over year in April, while the mortgage credit-tightness index was 2.3% higher in January.
Credit cards rose 15.6%; auto loans rose 1.8%
Lenders opened 8.6 million credit-card accounts with $46.5 billion in aggregate limits, a 15.6% annual increase. Credit-card inquiries were down 7.6% in April, and the tightness index was down 1.1% in February.
Auto lenders originated 2.2 million loans totaling $69.9 billion, up 1.8% from a year earlier. Auto-loan inquiries were down 5.6% in April, and the tightness index was down 2.7% in February.
Figures describe lending activity, not household balances
The product dashboards track originations, inquiries and borrower characteristics. They do not, by themselves, show current outstanding balances, delinquency or the financial condition of every household. CFPB says the data come from a nationally representative sample maintained by one nationwide consumer reporting agency.
Sources
- Consumer Credit Trends, Consumer Financial Protection Bureau
- Mortgages Consumer Credit Trends Dashboard, Consumer Financial Protection Bureau
- Credit Cards Consumer Credit Trends Dashboard, Consumer Financial Protection Bureau
- Auto Loans Consumer Credit Trends Dashboard, Consumer Financial Protection Bureau
Look for updates to this story
Discover more from Interactive News
Subscribe to get the latest posts sent to your email.