ACA Marketplace shoppers face tighter 2027 deadline and proposed rate hikes
Federal ACA shoppers will have less time to enroll for 2027 as insurers propose higher rates and enhanced premium tax credits remain expired.
Federal ACA shoppers will have less time to enroll for 2027 as insurers propose higher rates and enhanced premium tax credits remain expired.
The White House says nearly 1 million ACA enrollees could receive $500 refunds in October, but the proposed payments may exclude many facing higher 2026 premiums.
Federal data shows ACA Marketplace coverage fell in 2026 after enhanced subsidies expired, with Florida losing about 443,000 enrollees.
ACA insurers are seeking a 15% median premium increase for 2027, but regulators have not approved the rates and consumers’ final costs remain unsettled.
Preliminary federal enrollment data show a sharp year-over-year decline in Affordable Care Act marketplace coverage after enhanced premium subsidies expired and consumer costs rose.
A GAO report says weak CMS safeguards may have allowed unauthorized Marketplace changes, putting coverage, premiums and tax credits at risk for consumers.
CMS reports 23.1 million 2026 Marketplace selections, but bronze plans gained share as average premiums and deductibles rose after enhanced credits expired.