Fed proposes higher thresholds for bank insider loans
The Federal Reserve would update Regulation O and raise several insider-loan thresholds, but the proposal is not final. Comments are due October 5, 2026.
Federal Reserve
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July CPI report due Aug. 12 after June energy-driven decline
The July CPI report is due Aug. 12. June prices fell as energy costs dropped, but food, shelter and underlying costs remain key household concerns.
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Fed says credit-card balances are rising as borrowing costs stay high
Federal Reserve data show credit-card and auto-loan balances are picking up, while high interest rates and delinquency risks weigh more heavily on vulnerable households.
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Credit-card borrowing slowed in May as U.S. debt stayed high
Federal Reserve data show revolving credit contracted in May, while credit-card balances remained high and borrowing costs continued to pressure households.
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Federal Reserve survey highlights payment-scam recovery gap
A Federal Reserve survey estimates $56 billion in 2025 net losses from non-credit-card fraud and shows worse recovery outcomes for some payment methods.
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Federal Reserve watchdog finds gaps in insider-risk controls
A Federal Reserve watchdog found major gaps in controls protecting sensitive economic information as a former adviser was sentenced in a related case.
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Supreme Court Broadens Firing Power but Preserves Fed Distinction
The Supreme Court expanded presidential control over agencies while allowing Fed Governor Lisa Cook to remain in office during litigation.
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Three Fed dissents make near-term rate relief less certain
The Fed held rates at 3.5% to 3.75% on July 29, but three officials favored a hike, complicating the outlook for borrowers before September.
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U.S. Economy Grew 1.5% in Second Quarter as Inflation Stayed High
The U.S. economy continued growing in the second quarter, but slower headline growth and elevated inflation could keep pressure on household budgets and rates.
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U.S. 30-Year Mortgage Rate Rises to 6.66%, Highest in a Year
The average U.S. 30-year mortgage rate reached 6.66%, raising monthly borrowing costs for buyers while making refinancing harder to justify.
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Fed Holds Rates Steady as Three Officials Favor an Increase
The Federal Reserve held rates at 3.50% to 3.75%, but three officials wanted an increase as inflation stayed above the central bank’s 2% goal.
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Mortgage Rates Reach 6.66%, Adding Pressure to U.S. Home Affordability
The average U.S. 30-year mortgage rate rose to 6.66% on July 30, raising monthly borrowing costs and limiting purchasing power for some buyers.
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The Fed’s July 28-29 Meeting: What a Rate Decision Could Mean for Borrowers and Savers
The Fed’s July 28-29 meeting is weighing inflation, growth and credit conditions. The July 29 decision could affect borrowing costs, savings yields and markets.
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Fed warns inflation is rising again ahead of July rate meeting
The Federal Reserve says inflation accelerated as energy, food and tariff pressures weigh on households before its July 28-29 policy meeting.
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Fed prohibition order on consent bars Heritage’s ex–chief lending officer—what it means
Federal Reserve issued a July 16, 2026 order on consent against James Burns, Heritage State Bank’s former chief lending officer, tied to appraisal-related misconduct.
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June CPI cools as gasoline drops—what changed for household budgets
United States Prices and Inflation Watch – June’s headline CPI fell 0.4% as energy and gasoline dropped sharply, while core prices stayed flat m/m.
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Supreme Court blocks Trump from firing Fed Lisa Cook—for now
On June 29, 2026, SCOTUS denied a stay keeping Fed Gov. Lisa Cook in office while her removal challenge continues—requiring notice and a chance to respond.
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Supreme Court expands at-will removal of independent regulators—except the Fed
Two June 29, 2026 Supreme Court rulings expand at-will removal of many independent regulators, but leave the Federal Reserve with a narrower carve-out.
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May PCE inflation gauge rises: core PCE for grocery, rent, borrowing costs
United States Prices and Inflation Watch – BEA reports May PCE prices up 0.4% MoM and 4.1% YoY; core PCE up 0.3% MoM and 3.4% YoY—grocery, rent and borrowing takeaways.
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Supreme Court keeps Fed Gov. Lisa Cook in her job for now in Trump v. Cook
On June 29, the Supreme Court denied a stay request in Trump v. Cook, keeping a preliminary injunction in place while the case continues.
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Warsh’s first House hearing spotlights Fed independence and inflation
House Financial Services set Kevin Warsh’s July 14 monetary-policy hearing, putting rates, inflation, and Fed independence in focus.
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U.S. consumers kept spending in May, but inflation stayed sticky above 4%
United States Small Business and Main Street Economy – May spending rose 0.7% and the PCE price index was 4.1% higher than a year ago, keeping pressure on Main Street budgets and Fed watchers.