Foreclosure Filings Rose 21% in Early 2026. Why It Is Not 2008
U.S. foreclosure filings rose 21% in the first half of 2026, but the increase reflects a gradual normalization of mortgage distress—not a return to 2008.
Mortgage market
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FHA’s proposed partial-claim change could simplify some refinances
HUD is considering a voluntary five-year FHA demonstration that would replace some partial-claim liens with an agreement tied to the first mortgage.
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Federal housing data show U.S. home prices still rising as mortgage-finance support expands
U.S. house prices rose 0.4% in August and 2.3% from a year earlier, while Fannie Mae reported $241 billion in housing-market funding during the first half of 2026.
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Home prices hit a record as sales slow, keeping mortgage affordability under pressure
June home sales fell as prices reached a record and mortgage rates rose to 6.66%, giving buyers more listings but leaving monthly borrowing costs high.
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FHFA House Price Index: U.S. home values slip 0.1% in April, but stay up 2.0% year over year
FHFA reports April 2026 U.S. home prices down 0.1% month-to-month but up 2.0% year over year, after a March revision.