What the latest mortgage-rate jump means for refinancing in 2026
Mortgage rates rose again on September 10. Here is how homeowners can weigh refinance costs, monthly savings, loan terms and time in the home.
Mortgage Rates
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U.S. Home Sales Fall Below 4 Million Pace as Rates and Prices Rise
Existing-home sales fell to their slowest pace in more than a year in August as higher prices and mortgage rates outweighed a modest gain in inventory.
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July Housing Starts Fell as Building Permits Rebounded
July permits rose, but housing starts and completions fell, showing why new authorizations have not yet translated into more homes for buyers and renters.
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New-home sales fell sharply in July as affordability stayed strained
U.S. new-home sales fell 10.5% in July as inventory rose to 9.6 months of supply, but mortgage rates near 6.66% limited the benefit of lower prices.
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Mortgage Stress Remained Contained in May as Rates Cut Refinancing
FHFA data show fewer foreclosure starts and stable serious delinquency in May, while higher rates reduced refinancing and narrowed payment-relief options.
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Treasury to double selected long-term bond buybacks Sept. 9
Treasury will raise selected long-term bond buybacks to at least $4 billion per operation beginning Sept. 9, but the move will not reduce federal debt.
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Mortgage Rates Return to 6.66%, Keeping Homebuying Costs Elevated
Freddie Mac’s August 27 averages keep mortgage rates near the 2026 high, affecting buyer purchasing power, monthly costs and refinance decisions.
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U.S. Home Prices Rose Again, Keeping Affordability Under Pressure
U.S. home prices rose 2.1% over the year to June, while mortgage rates near 6.7% and limited inventory continued to pressure buyers.
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July Home Sales Fell as Rates and Prices Kept Buyers Back
Existing-home sales fell 1.7% in July as mortgage rates near 6.7%, rising prices and limited inventory continued to pressure buyers nationwide.
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U.S. mortgage rates rise for a fifth straight week to highest level in more than a year
The average long-term U.S. mortgage rate reached its highest level since late July 2025, increasing borrowing costs for homebuyers and people considering refinancing.
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U.S. mortgage rates reach a one-year high after five straight weekly increases
The average U.S. long-term mortgage rate rose for a fifth consecutive week by Aug. 7, reaching its highest level in just over a year as home prices remained elevated.
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U.S. mortgage rates rise for a fifth straight week to a one-year high
Average long-term U.S. mortgage rates climbed for a fifth consecutive week, reaching their highest level in just over a year and adding pressure to homebuyers.
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U.S. 30-Year Mortgage Rate Rises to 6.69%, Highest Since 2025
The average U.S. 30-year fixed mortgage rate rose for a fifth consecutive week, while home prices continued to increase and June construction data sent mixed signals about housing supply.
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U.S. Economy Grew at a Sluggish 1.5% Annual Rate in the Second Quarter
The U.S. economy expanded at a 1.5% annual rate in the second quarter as elevated inflation, fuel prices and borrowing costs continued to pressure households and businesses.
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30-Year Mortgage Rate Rises to 6.69%, Reaching a One-Year High
Freddie Mac’s national weekly benchmark rose for a fifth straight week, adding pressure to borrowers and making refinancing less attractive.
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U.S. 30-year mortgage rate rises to 6.69%, highest level in more than a year
The average U.S. 30-year fixed mortgage rate rose to 6.69% on Aug. 6, marking a fifth consecutive weekly increase as the housing market remains sluggish.
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30-year mortgage rate rose to 6.69%, highest level in more than a year
The average long-term U.S. mortgage rate rose for a fifth consecutive week on Aug. 6, adding to affordability pressure for prospective homebuyers as economic growth slows.
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Average 30-year mortgage rate reaches 6.66%, highest level in a year
The national average 30-year mortgage rate rose for a fourth straight week, while home prices continued to increase in May, adding pressure to buyers and refinancers.
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Home prices hit a record as sales slow, keeping mortgage affordability under pressure
June home sales fell as prices reached a record and mortgage rates rose to 6.66%, giving buyers more listings but leaving monthly borrowing costs high.
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June housing-affordability reading leaves buyers a narrow cushion
The national housing-affordability index fell to 102.3 in June, leaving median-income buyers a narrow cushion as prices and mortgage rates remain elevated.
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Home prices remain near records as U.S. sales slow
June sales slowed as the median existing-home price hit a record, giving some buyers more negotiating room without easing monthly housing costs.
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U.S. 30-Year Mortgage Rate Rises to 6.66%, Highest in a Year
The average U.S. 30-year mortgage rate reached 6.66%, raising monthly borrowing costs for buyers while making refinancing harder to justify.