Mortgage Rates Reach 6.66%, Adding Pressure to U.S. Home Affordability
The average U.S. 30-year mortgage rate rose to 6.66% on July 30, raising monthly borrowing costs and limiting purchasing power for some buyers.
Mortgage Rates
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U.S. New-Home Sales Tick Up, but 9.3 Months of Supply Gives Buyers More Leverage
June new-home sales rose modestly, but high inventory, softer prices and builder incentives may give buyers more room to compare and negotiate.
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Freddie Mac: 30-year mortgage rate rises to 6.58%—what higher costs mean
Freddie Mac’s PMMS for the week ending July 23 shows the 30-year fixed rate averaging 6.58%—up from 6.55—tightening affordability for buyers and refinancers.
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BLS June 2026 CPI shelter update: rent vs OER and mortgage-rate expectations
BLS’s June CPI came out July 14: rent of primary residence rose 0.1% month-to-month and 2.8% yearly; OER rose 0.2% and 3.3%. What that signals next.
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Mortgage rates hit 6.55% near-year high—what it means for homebuyers
Freddie Mac says the 30-year fixed mortgage benchmark rose to 6.55% for the week ending July 16, up from 6.49%—an affordability hit for buyers.
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June CPI shelter and rent cooled—why it may shift mortgage expectations
June CPI data showed smaller shelter inflation, including OER and rent of primary residence. Here’s what that could mean for mortgage-rate expectations.
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Freddie Mac PMMS: 30-year fixed averages 6.49% (week ending July 9)
Freddie Mac’s PMMS for the week ending July 9 shows the 30-year fixed averaging 6.49% (up from 6.43%)—plus the 15-year move and what to watch next.
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Freddie Mac mortgage rates edged lower again—30-year fixed averaged 6.43%
Freddie Mac’s PMMS for the week ending July 2, 2026 shows 30-year fixed at 6.43% (down from 6.49%) and 15-year at 5.79%.
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U.S. Home Prices Ease, But Rates and Supply Keep Pressure On
United States Housing and Mortgage Market – FHFA said prices dipped in April, Freddie Mac put the 30-year rate at 6.43% on July 2, and May starts fell 15.4% from April.
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Mortgage rates stay near 6.5% as summer homebuying rolls on
United States Housing and Mortgage Market – Freddie Mac’s 30-year benchmark was 6.49% on June 25, 2026, keeping summer buyers and refinancers under pressure. ([freddiemac.com](https://www.freddiemac.com/pmms))
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U.S. mortgage rates jump to 6.51%, squeezing peak-season buyers
Freddie Mac says the average 30-year mortgage rate rose to 6.51%, pushing monthly costs higher just as spring homebuying reaches its busiest stretch.