What the latest mortgage-rate jump means for refinancing in 2026
Mortgage rates rose again on September 10. Here is how homeowners can weigh refinance costs, monthly savings, loan terms and time in the home.
refinancing
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Mortgage Stress Remained Contained in May as Rates Cut Refinancing
FHFA data show fewer foreclosure starts and stable serious delinquency in May, while higher rates reduced refinancing and narrowed payment-relief options.
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Mortgage Rates Return to 6.66%, Keeping Homebuying Costs Elevated
Freddie Mac’s August 27 averages keep mortgage rates near the 2026 high, affecting buyer purchasing power, monthly costs and refinance decisions.
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FHA’s proposed partial-claim change could simplify some refinances
HUD is considering a voluntary five-year FHA demonstration that would replace some partial-claim liens with an agreement tied to the first mortgage.
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U.S. mortgage rates rise for a fifth straight week to highest level in more than a year
The average long-term U.S. mortgage rate reached its highest level since late July 2025, increasing borrowing costs for homebuyers and people considering refinancing.
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U.S. mortgage rates rise for a fifth straight week to a one-year high
Average long-term U.S. mortgage rates climbed for a fifth consecutive week, reaching their highest level in just over a year and adding pressure to homebuyers.
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30-Year Mortgage Rate Rises to 6.69%, Reaching a One-Year High
Freddie Mac’s national weekly benchmark rose for a fifth straight week, adding pressure to borrowers and making refinancing less attractive.
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U.S. 30-year mortgage rate rises to 6.69%, highest level in more than a year
The average U.S. 30-year fixed mortgage rate rose to 6.69% on Aug. 6, marking a fifth consecutive weekly increase as the housing market remains sluggish.
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Average 30-year mortgage rate reaches 6.66%, highest level in a year
The national average 30-year mortgage rate rose for a fourth straight week, while home prices continued to increase in May, adding pressure to buyers and refinancers.
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U.S. 30-Year Mortgage Rate Rises to 6.66%, Highest in a Year
The average U.S. 30-year mortgage rate reached 6.66%, raising monthly borrowing costs for buyers while making refinancing harder to justify.
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Mortgage rates hit 6.55% near-year high—what it means for homebuyers
Freddie Mac says the 30-year fixed mortgage benchmark rose to 6.55% for the week ending July 16, up from 6.49%—an affordability hit for buyers.
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Freddie Mac mortgage rates edged lower again—30-year fixed averaged 6.43%
Freddie Mac’s PMMS for the week ending July 2, 2026 shows 30-year fixed at 6.43% (down from 6.49%) and 15-year at 5.79%.