FHA’s proposed partial-claim change could simplify some refinances
HUD is considering a voluntary five-year FHA demonstration that would replace some partial-claim liens with an agreement tied to the first mortgage.
refinancing
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U.S. mortgage rates rise for a fifth straight week to highest level in more than a year
The average long-term U.S. mortgage rate reached its highest level since late July 2025, increasing borrowing costs for homebuyers and people considering refinancing.
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U.S. mortgage rates rise for a fifth straight week to a one-year high
Average long-term U.S. mortgage rates climbed for a fifth consecutive week, reaching their highest level in just over a year and adding pressure to homebuyers.
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30-Year Mortgage Rate Rises to 6.69%, Reaching a One-Year High
Freddie Mac’s national weekly benchmark rose for a fifth straight week, adding pressure to borrowers and making refinancing less attractive.
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U.S. 30-year mortgage rate rises to 6.69%, highest level in more than a year
The average U.S. 30-year fixed mortgage rate rose to 6.69% on Aug. 6, marking a fifth consecutive weekly increase as the housing market remains sluggish.
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Average 30-year mortgage rate reaches 6.66%, highest level in a year
The national average 30-year mortgage rate rose for a fourth straight week, while home prices continued to increase in May, adding pressure to buyers and refinancers.
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U.S. 30-Year Mortgage Rate Rises to 6.66%, Highest in a Year
The average U.S. 30-year mortgage rate reached 6.66%, raising monthly borrowing costs for buyers while making refinancing harder to justify.
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Mortgage rates hit 6.55% near-year high—what it means for homebuyers
Freddie Mac says the 30-year fixed mortgage benchmark rose to 6.55% for the week ending July 16, up from 6.49%—an affordability hit for buyers.
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Freddie Mac mortgage rates edged lower again—30-year fixed averaged 6.43%
Freddie Mac’s PMMS for the week ending July 2, 2026 shows 30-year fixed at 6.43% (down from 6.49%) and 15-year at 5.79%.